Have you ever asked yourself...
What am i living for??
Are you living for the sake of living??
Are you living for someone else??
Are you living for $$??
Thing is, apart from this short term goals, what exactly are we living for??
What if you become disabled some point in your life, what can money do?
What if the love of your life leaves you or dies, what will you do?
pause..and think..
Monday, April 28, 2008
Monday, April 21, 2008
The power of Branding..
Have you ever wondered how powerful branding really is??
Let me give you a few examples:-
1.Richard Branson is the brand of virgin group. (if you don't already know, its the largest low cost air liner, hotelier in the world) If he dies the next day the stock will sky dive, and possibly never recover.
2.BMW and mercedes received thousands of pre bookings for their new car models(in Malaysia) even though no pricing, pictures have been made available or announced yet. On the contrary, even if proton improves, nobody will want it, because it is still a proton.
3.People pay Rm200 for a Levi's white t shirt with the word Levi's printed on it.
Do i need to go further to get the point in your head?? if yes, you're retarded.. :D
ermm...good bye.
Let me give you a few examples:-
1.Richard Branson is the brand of virgin group. (if you don't already know, its the largest low cost air liner, hotelier in the world) If he dies the next day the stock will sky dive, and possibly never recover.
2.BMW and mercedes received thousands of pre bookings for their new car models(in Malaysia) even though no pricing, pictures have been made available or announced yet. On the contrary, even if proton improves, nobody will want it, because it is still a proton.
3.People pay Rm200 for a Levi's white t shirt with the word Levi's printed on it.
Do i need to go further to get the point in your head?? if yes, you're retarded.. :D
ermm...good bye.
Sunday, April 20, 2008
Friday, April 18, 2008
Something to be proud of.
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Everyone should have something to be proud of, be it success ,achievements or even the smaller things in life.
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Everyone should have something to be proud of, be it success ,achievements or even the smaller things in life.
This gives us a sense of will to live on the next day. Come to think of it, when was the last time you have actually woken up, with a smile on the face, ready to embrace the day?
Perhaps its time you do something that can make you feel proud of.
[My landscaping project has turned out to be
more that what i have imagined it to be, caring for it is one of my pride and joys.
Besides, there is money to be made from this.
Perhaps i would consider taking up offers to landscape my neighbour's gardens before i depart for further studies.]
Besides, there is money to be made from this.
Perhaps i would consider taking up offers to landscape my neighbour's gardens before i depart for further studies.]
Thursday, April 17, 2008
The Rich, the not so rich and the poor
Series 2: Life Style
Part 1
Have you ever wondered what are the differences between the orang kaya, middle class and orang miskin??
Apparently...its alot, particularly in our 'beloved' country Malaysia.
So you might wonder.. how much salary does it take to be qualified as a middle class citizen?? This question might be relevant to most people , considering the fact that you are reading my blog, which means you have some sort of internet connection at home, therefore access to civilization.
A Middle class citizen is generally described as someone who is able to afford basic needs in life such as groceries, a house,a car bla bla bla.. Generally, we all fall into this category, even though some of us think that we are poor, and some of us think we are rich. *The combined income of most middle class families are around the rm2500-rm40,000 range. Before you think:"WHOAH!! RM40000 is alot men", its still not enough to live a luxurious and wreckless lifestyle..And thats reality. Because you see, when you jump from the middle class wagon to the rich wagon, you must be able to afford a rm20,000 designer chair without thinking twice.
Moving on to the rich.
So how would you define a rich person?? Simple.. people who have too much money to spend in one life time. This group of people earn a whopping monthly income of between Rm80,000-rm1,500,000. Lets not talk about the ultra rich...shall we?
Despite their envious incomes, how is it possible not to be envious of these people??
Its actually pretty simple. The fact is, the only possible way of earning such huge amounts of $$ in Malaysia is either through corrupt practices or owning businesses. Lets be honest here, not many businessmen turn out to be successful. Those that have found success, they are indeed a rare and deserving breed .
Therefore, it is safe to assume that most rich people in Malaysia have obtained wealth through 'back door' methods. Lets just put it this way, a senior banker is only paid around rm13,000 a month. Have you ever wondered why most of them are driving a rm900,000 Mercedes s class?? With a Rm13,ooo income, they need to obtain a 9 year loan and pay 80% of their income towards the loan for 9 years.
So the next time you become envious of a rich person, think twice. Be thankful that your family has the means to live on the next day, and most of all, be thankful that your family earns a honest living. Anyway, lets not forget about the poor who cant even afford to buy a decent meal. Just think, when was the last time your parents bought a packet of instant noodles to be shared out among family members for dinner??
Part 1
Have you ever wondered what are the differences between the orang kaya, middle class and orang miskin??
Apparently...its alot, particularly in our 'beloved' country Malaysia.
So you might wonder.. how much salary does it take to be qualified as a middle class citizen?? This question might be relevant to most people , considering the fact that you are reading my blog, which means you have some sort of internet connection at home, therefore access to civilization.
A Middle class citizen is generally described as someone who is able to afford basic needs in life such as groceries, a house,a car bla bla bla.. Generally, we all fall into this category, even though some of us think that we are poor, and some of us think we are rich. *The combined income of most middle class families are around the rm2500-rm40,000 range. Before you think:"WHOAH!! RM40000 is alot men", its still not enough to live a luxurious and wreckless lifestyle..And thats reality. Because you see, when you jump from the middle class wagon to the rich wagon, you must be able to afford a rm20,000 designer chair without thinking twice.
Moving on to the rich.
So how would you define a rich person?? Simple.. people who have too much money to spend in one life time. This group of people earn a whopping monthly income of between Rm80,000-rm1,500,000. Lets not talk about the ultra rich...shall we?
Despite their envious incomes, how is it possible not to be envious of these people??
Its actually pretty simple. The fact is, the only possible way of earning such huge amounts of $$ in Malaysia is either through corrupt practices or owning businesses. Lets be honest here, not many businessmen turn out to be successful. Those that have found success, they are indeed a rare and deserving breed .
Therefore, it is safe to assume that most rich people in Malaysia have obtained wealth through 'back door' methods. Lets just put it this way, a senior banker is only paid around rm13,000 a month. Have you ever wondered why most of them are driving a rm900,000 Mercedes s class?? With a Rm13,ooo income, they need to obtain a 9 year loan and pay 80% of their income towards the loan for 9 years.
So the next time you become envious of a rich person, think twice. Be thankful that your family has the means to live on the next day, and most of all, be thankful that your family earns a honest living. Anyway, lets not forget about the poor who cant even afford to buy a decent meal. Just think, when was the last time your parents bought a packet of instant noodles to be shared out among family members for dinner??
Wednesday, April 16, 2008
ADVISORY
ADVISORY
Recently de facto opposition leader Datuk Seri Anwar Ibrahim has declared that the toppling of the Federal Govt is imminent.
If this bold statement were true, we could witness:-
1.The Stock exchange to plunge minimum 12%-20%
2.Devaluation of the Ringgit by at least 4%
3.Short term market sentiment- Bearish
4.GDP to slow 0.5-0.8% before political stability is achieved.
However, long term outlook remains uncertain depending on performance of the new coalition govt.
Conclusions
1.Short term - Very Bearish
2.Medium term - Bearish(buying opportunity)
3.Long term(depending on political changes made) - Uncertain
Recently de facto opposition leader Datuk Seri Anwar Ibrahim has declared that the toppling of the Federal Govt is imminent.
If this bold statement were true, we could witness:-
1.The Stock exchange to plunge minimum 12%-20%
2.Devaluation of the Ringgit by at least 4%
3.Short term market sentiment- Bearish
4.GDP to slow 0.5-0.8% before political stability is achieved.
However, long term outlook remains uncertain depending on performance of the new coalition govt.
Conclusions
1.Short term - Very Bearish
2.Medium term - Bearish(buying opportunity)
3.Long term(depending on political changes made) - Uncertain
Tuesday, April 15, 2008
Racism?
(PART 1- SERIES 1) SERIES 1: Racism? There is a myth that goes by telling wonderous stories about malaysia being a country of peace, tranquility...oh so toler...... ~(The Boring part equivalent to a Physics lecture on inersia)
[1.( No) 2.(Yes) 3.(No) 4.(A and/or B)] if your choices tally with any of the answers above you are infact...well not what u thought u are afterall....
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